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Consumer Credit Information

Med-Health Financial Services, Inc. (MHFS) is committed to providing consumers with the latest information relating to consumer credit and consumer debt collection. MHFS is licensed by the Wisconsin Department of Financial Institutions (DFI), a state regulatory agency that oversees the activities of all collection agencies licensed to provide collection services in Wisconsin.

As a service to all consumers, below are links to six very informative publications. Simply click on the title of the publication you wish to view and you will be directed to valuable resource materials.

Note: These links do require that you have a PDF file reader installed on your computer system. Visit the Adobe Web site to download Adobe Acrobat Reader.

FTC Facts for Consumers – Fair Debt Collection
This four-page publication provides consumer information specifically regarding debt collection practices and the regulations that govern collection agencies. This publication is provided by the United States Federal Trade Commission.

FTC Facts for Consumers – Credit and Your Consumer Rights
This four-page publication provides consumer information regarding consumer credit and consumer rights pertaining to credit. This publication covers the Fair Credit Reporting Act, the Equal Credit Opportunity Act, and has tips on solving credit problems. This publication is provided by the United States Federal Trade Commission.

FTC Facts for Consumers – What You Need to Know About Your Credit
This 24-page publication provides in-depth consumer information on credit. It defines credit, credit principles, and has tips on protecting your identity. This publication also provides the information on contacting the three major credit bureaus and other resources for credit repair or for further information. This publication is provided by the United States Federal Trade Commission.

Debt Management Plans: A Must-Do List
This FTC publication discusses debt management plans and alerts consumers to be cautious and wary of companies that claim to make promises of "eliminating debt". The artice is an excellent source for information regarding this industry and includes important questions consumers should ask and consider when thinking of using a credit counselor or debt management service.

Fiscal Fitness
This four-page publication provides a thorough overview of credit counseling, debt management, and also the tip-offs to rip-offs that exist in the marketplace. This publication is provided by the United States Federal Trade Commission.

Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education
This FTC publication discusses the new requirements for filing bankruptcy and serves as a resource for those thinking of filing bankruptcy.

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Gold Seal Award

This is an attempt to collect a debt by a debt collector.
Any information obtained will be used for that purpose.